The even more annoying thing is, it can be fun to play a character that has some sort of disability or crippling aliment. And you can come up with any reason you want as long as its consistent with the in-universe logic. For instance, in the games I run, all followers of Illmater willing refuse to treat major injury and disability to themselves on the grounds that it goes against their gods teachings. And then there is the more obvious situations like the common trope of "warrior who is blind in sight but can still see all through other means."

But your average SJW is so ideologically possessed and has so little imagination that they are utterly incapable of coming up with fun and interesting characters. And this is before we get to the fact that they will refuse any sort of challenge.