There's no way it's a money thing, or at least not in the conventional sense. People can afford to have kids, they just can't afford the other consequence of having them - a messy divorce within 5 years at best with a loss of 50% of all assets followed by heavily garnished wages.

Yes, but it's not just that. Feminism has fucked up all the stages of the gender dynamic, not just the endgame. Even approaching a woman is harassment if she doesn't find you attractive, and the socio-legal environment governing gender relations takes any benefit out of relationship for the man from beginning to end. Then there's the fact that the modern woman isn't worth chase, thanks to the sexual liberation movement making them all fat and entitled.