I’m a 21 year old who was formerly in college and is now working full time because of a combination of circumstances, grades, grandma having a stroke and a bunch of other shit.
Anyway, I don’t want to take the damn booster, and mom is literally making me walk home because she doesn’t wanna be in the same car as me (warning sign I should’ve noticed a while ago, as she threatened to kick me out if I didn’t take the Pfizer jabs), and now I think I’m gonna get kicked out of my house.
Right now I don’t have much to my name, if anything at all (except about 1k worth of Yugioh cards) and I also have debt because of me being an idiot with other shit, but I’m on the way to paying the debt off. If I do get kicked out, what should I do first? Right now I’m trying to see if any of my friends could take me in, and I’d be able to pay rent if they’d charge, but it just feels like hell, knowing my mom is a Branch Covidian, even though she’s an RN.
If your debt is serious, talk to your creditor and see if you can reduce payments (or even reduce the total). They would prefer to still get something than nothing at all if you go bankrupt. Going bankrupt would also cut off many options, not only in being able to acquire beneficial debt in the future, but a bad credit rating may deny you housing rentals and utilities. Credit cards are also used to get hotels, or rent tools you may use for work. Never go pay day loans, they take a heavy cut and trap people for life. Make sure that future debt is beneficial debt when possible (like loaning to buy if it's cheaper than renting over the life of your use + being able to sell)
If you have a good job, keep it. If you start a side company you can deduct expenses that may also be useful external to the company, like a computer or phone. You need to actually try to make money as a company if you do this, so don't do it if you're not serious. Also make sure to pay your taxes, bad things happen if you don't.