The moment Bob and Karen can't drive their own gas guzzlers, have to turn off their AC, can't buy meat (oh, woe to them who takes away beef)... that's when the shit will hit the fan.

No (new) gas guzzlers exist. Governments banned them.

Turning off the AC has already started. Poor people in AZ can't afford the electricity, and in CA it doesn't matter if you can afford it.

Meat is still pretty cheap.