There have been times where I haven't had enough money. I live pretty comfortably now because I always make sure to have a few hundred in my account just so I can pay rent and stuff but when you don't have that buffer, you do stress. One time I went shopping and my card was declined so I went to a nearby ATM, took out money from that and had enough in my wallet so I could get groceries with that. And I also grew up poor and that frame of mindset is what sticks with you. Because when I see my friend has spent 30K on a new car, I'm not really jealous because he worked hard for that I just wonder what I could do with 30K and I usually draw a blank because I have everything I need to survive now.
I dunno, it's just weird cause living that far down the hole to the point of where you're living in a condemned house, when you managed to claw yourself out and you have disposable income to spend on something or anything, you're not really sure what to do with it.
Try investing your money in one thing or another. Do not waste it on an expensive car or resorts or stuff like that. I'm looking at me and my neighbors that have expensive cars and go on expensive trips, I do not see them being happier then I am. I've never bought a new car in my life and I still buy most things on discounts. Even my house, I bought it early, during construction for the discount.
Like you I was not raised with money, I was not poor but we did not have a lot and as a consequence I'm happy with little and I do not like to waste money.
I've never bought a new car in my life and I still buy most things on discounts.
See, that's a mistake to me.
We used cars all my life because we've got mechanical know how in our family. Then Cash For Clunkers came along, and you're god damned right I took advantage of that.
I also disagree with the Mises institute on this because they don't really seem to understand the problems of owning a used car. It only makes sense if you repair it yourself, and if you have one used car and no others, you're a god damned idiot. You need two used cars. One that runs, and the other that you're repairing. We've had three before, and we still ran into an incident where all 3 broke down in the same time frame. Used cars take an absolutely enormous toll on time and mechanical effort.
The new car I bought, I've just maintained properly. I hit it's first major repair at 80,000 miles. Buying a new car, means you don't need two. I think the optimal situation would be a new car and a used car later on of the same type and age that you can use as a parts car.
A new car, if well maintained, cost less than the best used car you can buy.
There have been times where I haven't had enough money. I live pretty comfortably now because I always make sure to have a few hundred in my account just so I can pay rent and stuff but when you don't have that buffer, you do stress. One time I went shopping and my card was declined so I went to a nearby ATM, took out money from that and had enough in my wallet so I could get groceries with that. And I also grew up poor and that frame of mindset is what sticks with you. Because when I see my friend has spent 30K on a new car, I'm not really jealous because he worked hard for that I just wonder what I could do with 30K and I usually draw a blank because I have everything I need to survive now.
I dunno, it's just weird cause living that far down the hole to the point of where you're living in a condemned house, when you managed to claw yourself out and you have disposable income to spend on something or anything, you're not really sure what to do with it.
Try investing your money in one thing or another. Do not waste it on an expensive car or resorts or stuff like that. I'm looking at me and my neighbors that have expensive cars and go on expensive trips, I do not see them being happier then I am. I've never bought a new car in my life and I still buy most things on discounts. Even my house, I bought it early, during construction for the discount.
Like you I was not raised with money, I was not poor but we did not have a lot and as a consequence I'm happy with little and I do not like to waste money.
See, that's a mistake to me.
We used cars all my life because we've got mechanical know how in our family. Then Cash For Clunkers came along, and you're god damned right I took advantage of that.
I also disagree with the Mises institute on this because they don't really seem to understand the problems of owning a used car. It only makes sense if you repair it yourself, and if you have one used car and no others, you're a god damned idiot. You need two used cars. One that runs, and the other that you're repairing. We've had three before, and we still ran into an incident where all 3 broke down in the same time frame. Used cars take an absolutely enormous toll on time and mechanical effort.
The new car I bought, I've just maintained properly. I hit it's first major repair at 80,000 miles. Buying a new car, means you don't need two. I think the optimal situation would be a new car and a used car later on of the same type and age that you can use as a parts car.
A new car, if well maintained, cost less than the best used car you can buy.
Insert Toyota meme.
I'd buy a Toyota pickup truck. It comes with an endorsement from the Taliban for reliability, so it must be good.