They are morons with their money and can never get out of it. It's all too common. I've got so many friends and family that think I'm some crazy rich guy and most of them make more than me and always have. The big difference, I try to never repeat financial mistakes and never go backwards. That means not buying stupid things unless I can afford it and not getting loans to pay off my loans. Of course to the Commie uprising, I'm evil for actually bothering to build up a savings account and not owe my life to the banks.

Also, it appears the article talks about nursing students. I just have no doubts nurses are just as dumb.