Broadly speaking yes, they're made up of individuals.

Non-functional individuals. Average Iqs and all that, most individuals are farrrrrrrr too stupid to preserve their own resources for the winter without being forced.

We used to have multiple mechanisms for doing that, and for punishing you early for not behaving, but those got condemned for being unfair "you don't know their history!" "Everyone deserves a second chance!" "Oh so you never made any mistakes?"

The legal mechanisms got stripped away by fiat, usury, and fractional reserve banking.

The cultural ones got stomped by being called racist, sexist, etc. Meanwhile cultural identity is under constant attack, youre evil for success, evil for being white, evil for being a man, evil for thinking fatties and fags are gross.

Evil for behaving like every human being for 98% of human history.

It's not really any surprise how that turns out