Insurance is one of those industries that no matter your class, politics, or any other demographic you have been fucked over by in some way. Every single person in a "civilized" country hates them, and I doubt even the guys working in them don't hate everyone else in them too.
You can't be openly and actually evil like they are and expect anything but the most dismissive and hateful responses back to your tragedies.
And honestly, if they bungle their own response to this poorly enough it can easily cause a lot of repeats of it, which will be met with similar cheers which will motivate even more people.
Insurance is in the bad position of having to sniff out frauds from people in genuine need. There's a lot of people that will engage in extremely scummy behavior hoping for an insurance payout. Automotive-medical fraud, arson as an alternative to selling a property, etc.
Instead of fixing insurance we need to address the underlying causes why insurance even exists. Emergencies should not be economically devastating.
Insurance only exists because it is propped up by government regulation. You are (practically speaking) forced to have insurance because the healthcare providers gouge their services.
They gouge their services because there is so much red tape that there is virtually no competition and they can get away with it. If you see what they bill individuals vs what they bill insurance companies, it's insane.
If we had anywhere near a free market, new providers who could do the same thing at 85% the overhead would spring up and eat their lunch.
Insurance is one of those industries that no matter your class, politics, or any other demographic you have been fucked over by in some way. Every single person in a "civilized" country hates them, and I doubt even the guys working in them don't hate everyone else in them too.
You can't be openly and actually evil like they are and expect anything but the most dismissive and hateful responses back to your tragedies.
And honestly, if they bungle their own response to this poorly enough it can easily cause a lot of repeats of it, which will be met with similar cheers which will motivate even more people.
Insurance is in the bad position of having to sniff out frauds from people in genuine need. There's a lot of people that will engage in extremely scummy behavior hoping for an insurance payout. Automotive-medical fraud, arson as an alternative to selling a property, etc.
Instead of fixing insurance we need to address the underlying causes why insurance even exists. Emergencies should not be economically devastating.
Insurance only exists because it is propped up by government regulation. You are (practically speaking) forced to have insurance because the healthcare providers gouge their services.
They gouge their services because there is so much red tape that there is virtually no competition and they can get away with it. If you see what they bill individuals vs what they bill insurance companies, it's insane.
If we had anywhere near a free market, new providers who could do the same thing at 85% the overhead would spring up and eat their lunch.