I can't confirm this because she took her account into private
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That's how supply and demand works, dumbnuts.
The supply of inner-city housing, especially those on the waterfront, is fixed. Maybe a finite number can be added with taller apartment buildings, but it's still relatively fixed. You're not adding a significant portion though to account for the sharp increase in demand.
The demand for this housing has continually gone up thanks to ever-growing population numbers, especially in the inner-city.
More people fighting over the same piece of property means higher prices. Always has, always will. Because there will eventually be some dumbfuck that's willing to pay those higher prices. And frankly, if you want to live in the inner city, you get what you fucking deserve. Urbanites are one of the lowest trash of humanity before you delve into criminals and various other offenders of such nature.
Just living is hard to afford now days.
Yes and no. People tend to romanticise "the old days", but the reality is that there were plenty of people who were struggling all throughout history. Reality is that we have it pretty good compared to most of history, the main difference is that most people are far less self-reliant as they were 60+ years ago. Those that are still self-reliant today are able to survive reasonably well thanks to reduced costs. The late 80s, 90s and early 2000s are largely an anomaly of time where so many people went and lost their self-reliance and instead became dependant. And it worked for a time, but it was never going to last forever.
Things have a long way to go before they can truly be considered bad. Yes, people are struggling, there's no doubting that, but it's nowhere near the struggling that even developed countries were facing pre-1960s.