Certainly there's a regional effect to all of these. Some places are going to be significantly worse. Around me, there's basically stagnation, but some prices are coming down from their previous highs like food stuffs and gasoline.

It is likely that some places, as you said, are attempting to insulate themselves from the overall market, and as such are being spared some consequences. Other places that are voluntarily locking themselves into the system, might be doing far worse.