Bad citizen bad for having accumulated "excess savings". Hoarding your own money!
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Who the fuck has this money? My 401k and a few shares of stock is my savings. Deciding on buying a gift for myself or getting a frozen lasagna are keeping me up at night.
Buy yourself a gift of frozen lasagna, problem solved.
Nah, I decided on adding a bit more to my credit card, using the cash to buy the gift, and getting the ingredients next week for lasagna and more. It would be cheaper to get frozen, but I can make it better. And I will still have my gift.