nAtuRaL cAuSeS
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'08 panic hit much harder for people that had summed personal fortunes without paying attention to the market itself.
Many stocks, such as walmart, and similar core and fairly valued parts of the economy, did not drop at all.
Ok everyone I know born during and around that year are rich beyond reason :-o
It depends on where you lived as well. I knew folks who never went through the Obama Depression, and thought it was all of a year or two. Then I know folks who went to work and found out the company didn't exist anymore. Then it happened to the next one and the next one for several years.