This is an issue for both AMD and Intel. To summarize it, there used to be a lot of headroom left in processors for safety and efficiency. Why gain an extra 5% of performance if it costs 30% more power (and heat) and doubles the failure rate? But in today's world, both AMD and Intel need every last drop of performance to show continued improvement and out-sell each other. On top of that, motherboard manufacturers are incentivized to do the same thing, so they push voltage (power) even further, right out of the box. Combined, this causes modern processors to balance on a knife-edge between maximum performance and failure.

In AMD's case, processors were overvolting so severely that they damaged the socket. For Intel, they also overvolted their processors, but to a slightly lesser degree that causes permanent damage (erosion) ultimately resulting in failure.

If you buy current hardware, the safe bet is to adjust the voltage and other settings yourself. I have an Intel 13900k myself (paired with an RTX 4090 too), but I have both undervolted from their factory settings. Because we live in a backwards world, reducing power from the factory settings actually results in better performance than the average for my hardware.