As long as these cities side with highwaymen against the truckers that feed them, they cannot expect the truckers to risk both their own lives and criminal prosecution to keep them supplied.
I've seen this unintended consequence floating around for a little while: insurance companies refusing coverage to truckers in risky areas. Insurance companies are deeming these cities to be a risk without law enforcement, and are refusing to insure in the risk areas.
Business decision. Risk assessment.
And the insurance industry packs a big political punch in the US, they're the first cousins of bankers. Insurance industry pulling out of these markets could really nuke their local economies, way more than rampaging angries ever did.
It would also render the "They'll be OK, they've got insurance!" nonsense spewed by the rioters moot (not like I've ever heard tell of one of them stopping to check, mind)
True enough, it's like the thing about life insurance being a bet with the life insurance firm that you'll die before they think you will ... the insurance firm is going to factor anticipated losses (and recovery) into their fee schedule and, well, losses look to be "everything, every time you get hit" and recovery is going to be a bit fat zero at this rate...
As long as these cities side with highwaymen against the truckers that feed them, they cannot expect the truckers to risk both their own lives and criminal prosecution to keep them supplied.
I've seen this unintended consequence floating around for a little while: insurance companies refusing coverage to truckers in risky areas. Insurance companies are deeming these cities to be a risk without law enforcement, and are refusing to insure in the risk areas.
Business decision. Risk assessment.
And the insurance industry packs a big political punch in the US, they're the first cousins of bankers. Insurance industry pulling out of these markets could really nuke their local economies, way more than rampaging angries ever did.
It would also render the "They'll be OK, they've got insurance!" nonsense spewed by the rioters moot (not like I've ever heard tell of one of them stopping to check, mind)
It was moot to begin with.
You're still sending their payments skyrocketing. Probably costing them more in the long term than the goods they lost.
True enough, it's like the thing about life insurance being a bet with the life insurance firm that you'll die before they think you will ... the insurance firm is going to factor anticipated losses (and recovery) into their fee schedule and, well, losses look to be "everything, every time you get hit" and recovery is going to be a bit fat zero at this rate...