I worked with dozens of people like that, who claimed 0 deductions on their W-4 (back when you could do that) so they could get a big refund check at tax time.
I went the other way: I claimed 8 (still do, in fact), kept more of my money every month, and owed money at tax time.
I would yawn when my ship went in to tax free Persian Gulf, because yippee, I got to keep an extra $44 a month.
I worked with dozens of people like that, who claimed 0 deductions on their W-4 (back when you could do that) so they could get a big refund check at tax time.
I went the other way: I claimed 8 (still do, in fact), kept more of my money every month, and owed money at tax time.
I would yawn when my ship went in to tax free Persian Gulf, because yippee, I got to keep an extra $44 a month.